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College Costs

Education Savings Plans

Free Money for College

  Loans to Help Pay
•  Federal Loans
  •  Private Loans
  •  Home Equity Loans
  •  Other Loans
 

Other Ways to Pay

Student Financial Aid

Tax Benefits

Información en Español
 

 
 
Loans to Help Pay

Federal Loans

After maxing out scholarships and grants, start your school financing with a federal student loan from Sallie Mae. Federal student loans are the largest source of college education loans.

Student loans available under federal programs have very attractive terms when compared to most borrowing options — lower interest rates that are set by the government, the ability to postpone making payments, longer repayment terms, and less stringent credit requirements.

For a better understanding of federal student loan options, select one of the following:

Parents should check out the Federal Parent PLUS loan.

Students and parents should always maximize federal loans before investigating alternative student loans.

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Resources & Tools

BeDebtSavvy

Be debt savvy—learn responsible debt management practices, starting with your first student loan and lasting throughout your life.
Learn more >

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